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Run your business with peace of mind.

General Liability Insurance

Protect your business from liability claims

A general liability insurance policy — also known as business liability insurance — protects your business from claims that result from normal operations. Business liability insurance is coverage that can protect you from a variety of claims including bodily injuries, medical payments, property damage, and others that can arise from your business operations.

At Vaughn Insurance Professionals we can help small business owners and contractors get the coverage they need with a general liability insurance quote.

Who needs general liability insurance?

Most companies need this insurance, especially if you rent or own an office or commercial space. Even if that doesn't apply to you, small businesses that work directly with clients and customers benefit from general liability insurance.


Inland Marine Insurance


Protect the tools and equipment that help you earn a living

What is inland marine insurance?

Inland marine insurance, also called tools and equipment insurance, provides coverage for products, materials, and equipment when they are being transported over land or while they are stored temporarily at a jobsite or warehouse. It covers contractors’ tools, materials, and equipment when they are on the jobsite or being transported.

What does inland marine insurance cover?

In general, inland marine insurance covers the following:

  • Property in transit: This is property that you transport over land from one location to another.

  • Property stored off-site: This includes property that you keep at a warehouse or storage facility.

  • Property on movable vehicles: For example, an inland marine policy would cover the cooking equipment and raw ingredients that are stored in a food truck.

  • Property that provides the means of transportation: Inland marine insurance can cover businesses that own bridges, roads or communication towers.


Workers’ Compensation Insurance

Protect your employees and your business.

What Is Workers’ Compensation Insurance Coverage?

Workers’ compensation insurance, also known as workman’s comp or workers’ comp, gives your employees benefits if they get injured on the job or become ill from their job. These benefits can help:


  • Cover medical care and medical treatment

  • Replace most of their lost wages if they take time off from work to recover

  • Provide disability benefits

  • Give death benefits, like helping pay for a funeral if they lose their life in a work accident or from a job-related illness

Worker’s Comp is not the same as unemployment benefits or disability insurance. Get the details from Vaughn Insurance Professionals!

Bond Insurance

Bonds and small business insurance are two ways to help you manage risk and protect against financial losses.


Bonds are required in a variety of business and court situations, including:


  • License and permits

  • Public officials

  • Tax bands on fuel

  • Cigarettes and alcohol

  • Utility deposits

  • Lost securities

  • Fiduciary

  • Judicial bonds

Businesses may get bonds because it:

  • Can protect your small business’ reputation if something goes wrong with your client

  • Helps meet legal requirements to do business or perform a role

  • Shows your business is financially stable and can perform according to the contract


Umbrella Insurance

What Is Commercial Umbrella Insurance?

Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.

Vaughn Insurance Professionals umbrella insurance can help with an additional layer of liability insurance that begins at the limit of an underlying liability policy. Purchased in $1 million increments, it can provide up to $10 million of coverage for qualifying businesses with covered claims — and it allows you to help protect your business from risks like large jury awards. 

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